What are the payment fees in Mercado Pago?

Every time you sell with Mercado Pago tools (Payment Link or Checkout), you pay a fee per payment that depends on when you choose to have your money available and the payment method used by your customers during the purchase. 

You can set up the costs and the timeframes to have your money available in the "Costs" section. 

• Payment fee with Payment Link and Checkout

Payment method chosen by the customer	You pay	When your money will be available
All payment methods (credit card, debit card, cash, PSE or Mercado Pago balance)	3.29% + $800 + VAT	Immediately
	2.99% + $800 + VAT	7 days
	2.79%  + $800 + VAT	14 days

 

• Payment fee in Mercado Libre

Payment method chosen by the customer	You pay	When your money will be available
All payment methods (credit card, debit card, cash, PSE or Mercado Pago balance)	When you sell in Mercado Libre, you receive the payment automatically in Mercado Pago, free of charge. You only pay the fee for listing the product.	The terms vary according to the product, listing and the shipping methods you offer. Find out the timeframes applied when selling in Mercado Libre.