You can generate your Account balance report through your Mercado Pago account or via API integration. Refer to the table below for more information.
There are two ways to generate an Available Balance report:
|Mercado Pago panel
|Manually create the report through the Mercado Pago panel. Access your reports , click Go to Payment and account statement reports, and select the report. For more information, read the documentation Generate report through the panel.
|Create the report manually or scheduled according to the desired frequency using our API integration. For more information, refer to the documentation Generate report via API.
Technical characteristics of the report
Consider the following technical information when you want to generate, schedule and set up your reports.
Set up how and how often you want to generate your reports.
Know the characteristics of the elements that make up your report.
|Element or Action
The detail of the tables includes information generated in at least 1 day.
Reports with data of up to 60 days.
Local (based on the country where the Mercado Pago account is registered).
|Time zone of the columns
Take as reference the place where you download the report from.
|Date selection via API
Timezone format: UTC / GMT-0.
|Date selection via web
It must be based on the timezone of the user's account.
For example, the timezone of São Paulo corresponds to the user account registered in Brazil.
All the options you have available when downloading your report.
|Element or Action
When the report is scheduled or manual:
Tip: Download the report in .csv to import the data and use it in other applications. Download it in .xlsx to read the information in the spreadsheet tables.
The generated reports are saved in your Mercado Pago account.
|Set up available via API
- Columns to generate per report.
- File prefix for easy identification.
- SFTP upload.
- Column separator (period or semicolon).
- Email notification.
Webhook (also known as "web callback") is a simple method that allows an application or system to send real-time data whenever a particular event takes place, that is, it is a way to passively receive information between two systems via an HTTP POST. In the case of the reports used for reconciliation, a notification is sent to the user who has set up this service when their files are generated.
|Manual or scheduled creation
|Determines if it is a test
Password for encryption
The encryption password is essential to secure the notification process to the system. In the message body (payload), an attribute called "signature" is sent to validate the legitimate origin of the Mercado Pago Webhook notification, avoiding possible imitations.
The creation of the signature occurs by combining the
transaction_id with the
encrypted password in the "Webhook Notification" section, along with the
generation_date of the report. These values are then encrypted using the BCrypt algorithm as follows:
signature = BCrypt(transaction_id + '-' + password_for_encryption + '-' + generation_date)
To validate that it is Mercado Pago who issued the notification, the verification function offered by the BCrypt algorithm for the desired language must be used.
BCrypt.checkpw(transaction_id + '-' + password_for_encryption + '-' + generation_date, payload_signature)